> Any fraud is paid for by the merchant seller. Not if the transaction uses 3D s... | Hacker News

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		user5994461 on Dec 4, 2016 \| parent \| context \| favorite \| on: Criminals can guess Visa number and security code ... > Any fraud is paid for by the merchant seller. Not if the transaction uses 3D secure.

tyingq on Dec 4, 2016 [–]

In the US, if you accept only 3D secure, you would go out of business. If made optional, it is a tiny percentage of sales.

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