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For extra health insurance (beyond the "socialist" baseline) about 15% of New Zealanders use a private not-for-profit organisation that began in 1961 called Southern Cross Medical Care Society.

https://www.southerncross.co.nz/Group/About-us

Health care is a special case where you usually "win" if you always paid premiums but never have to make a claim (because claims often can't repay bad health).

And if you are a socialist, you can be happy because your premiums go to the health losers (had to make claims but their life might be shorter or shitier).



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