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> You reject this and call it "vague speculation", for which I assume that the alternative theory is that there's a substantial majority of passive income earners at the bottom of society. It's an interesting theory.

It's possible. More economically savvy people = more early retirees. Higher rents could also be a factor (some people might be able to sustain their families with previously worthless property and low wages). Let's not call these people "bottom of society" though. I know a few with 0 wages and 7 figure capital incomes.



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