This is more or less a question of lifestyle or philosophy and not a question about whether you need a million or not.

I know i don't need a million bucks, but I'd sure like more than that.

A friend of mine never cared about his money and is as happy as he can be. Right now he's travelling across the states with next to nothing. I envy the people who can enjoy what's truly necessary in our lives, but saying outright that those people who live this still have this ingenuity, discipline and proactivity to be successful is wrong.

Forcing yourself to live a minimal lifestyle is different actually living it.