I don't wish Microsoft to forcibly snag the profits from my (and more significantly, many others) Stack Overflow posts - while giving nothing back to the SO community. I'm ok with SO profiting from that and giving me points in return. If/when that becomes a noticeable issue for SO I'm sure they will revisit their approach too, because nobody likes leeches.
An incentive to Stackoverflow to administer the service and to keep the lights on is to get paid for traffic to their website from Google search (which they monetize via a modest amount of ads and job posts)
Incentives for free contributors (SO users) to write up good questions, good answers and debate and to come up with and vote on better solutions in the comments is to get points, recognition and yes to help others and get credit for it in their name, even though this credit is not monetary.
If Microsoft regurgitates my answers (just using me as an example, there are infinitely better contributors) without sending traffic to the SO proper website and without people voting for my answer or participating in debates and discussions on SO website proper - and in many (if not most) cases there is no single smash-hit answer and things need to be worked out and voted on - then my motivation as an SO contributor drops to a complete 0. Basically, no reason to contribute at all, since Microsoft is going to grab my answers for itself and collect the subscription (in case of ChatGPT and Copilot), and eventually the inevitable ad revenue from majority of Microsoft and ChatGPT users never leaving the Microsoft properties and never contributing to the original SO activity.
Of course, there are tons of problems inside SO proper currently as well, but none of them destroy any motivation to contribute as third-parties scraping, regurgitating the original content and keeping the traffic to themselves.