I won't argue. I'd have saved a lot of money over the years with a high deductible plan.

not if you have a chronic illness. my wife hits her deductible every year just getting the annual MRI she's required to get.

My high deductible maximum out of pocket is lower than the available other plan's premiums+deductible with equivalent care policies. I save money on a high deductible plan no matter what happens to me medically.