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Plus there is another consideration, probably more so in the US.

If you are terminal, do you want all your savings to go to health care, or would you want to ensure you children or spouse get what you had saved over the years.

To me, if terminal and needing lots of healthcare, I think you are better of tossing in the towel. Trying to stick it out could put your family into poverty.



Pragmatically, it's true. It is also very sad, and in itself I can easily see how it puts pressure on people.

It's a hard problem.




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