This is why cops and prosecutors should be bonded. Bonding would track and price individuals' risk. It would pay for settlements up front, and not rape the taxpayer for cops' misdeeds, and it would enable liability to function as it should.
that is interesting, i will say that the reason i haven't sued the city of oakland over my treatment at the hands of their police is that paying out more settlements per year than SF and LA combined has not done anything to change their course, and surely hurts the local education budget.